ESG RE

Esg Re believes that its reinsurance management subsidiary, ES Management, distinguishes itself and strengthens its client relationships by offering "intelligent reinsurance" products and services that help its ceding clients to better manage their risks. These include software solution to particular underwriting problems (including software developed by reinsurance and health care professionals to predict future severity of medical conditions based on current diagnoses), actuarial support, product design, and, in the field of medical expense reinsurance, loss prevention and disease management. In order to maximize the quality of the information related to the risks that it underwrites, the Company maintains close relationships with its ceding clients and professional reinsurance BROKERS.