Selamat memperingati Isra Miraj. Semoga kita dapat mengambil hikmah dari perjalanan suci Rasulullah SAW. Aamiin Ya Rabbal Alamin 🤲 #IdScore #MyIdScoreMobile #IsraMiraj1446H #creditscore
IdScore
Financial Services
Jakarta, DKI Jakarta 4,647 followers
data. insight. moves you forward.
About us
IdScore merupakan lembaga pengelola informasi perkreditan yang mendapatkan ijin usaha dari OJK. Penghimpunan data kredit bersumber dari lembaga keuangan dan data non kredit dari beberapa instansi publik serta lembaga yang telah bekerjasama sebagai sumber data yang selalu mengedepankan keamanan dengan kemudahan dan kecepatan akses bagi pengguna. IdScore - Data. Insight. Moves You Forward
- Website
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http://www.IdScore.id
External link for IdScore
- Industry
- Financial Services
- Company size
- 11-50 employees
- Headquarters
- Jakarta, DKI Jakarta
- Type
- Privately Held
- Founded
- 2014
- Specialties
- Consumer Credit Risk, Corporate Credit Risk, Corporate Portfolio Analysis, and SME Analysis
Locations
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Primary
Jakarta, DKI Jakarta 12190, ID
Employees at IdScore
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Wahyu Trenggono
27 years leadership experiences in Indonesia Financial Institutions including Capital Market and Banking
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Windiantoro Indra
Lead Engineer of IT Application Operations
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Judi Achmadi
President Director at PT. Sigma Cipta Caraka (Telkomsigma)
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Juni Hendry
Head of Corporate Secretary, Communication & Legal at PEFINDO Credit Bureau IdScore
Updates
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IdScore menggelar acara Media Gathering yang memaparkan hasil riset terbaru mengenai tren pertumbuhan bisnis Buy Now Pay Later (BNPL) 16/1/2025. Acara yang dihadir kalangan media tersebut mengupas perkembangan bisnis terkini disertai sajian data statistik industri BNPL. Berdasarkan data yang dihimpun oleh IdScore hingga November 2024, pertumbuhan fasilitas BNPL tercatat sebesar 24,53% secara tahunan (year-on-year), dengan total nilai portofolio kredit mencapai Rp35,14 triliun. Pertumbuhan BNPL diproyeksikan akan mencapai 30% pada Desember 2025. Selengkapnya, dapatkan hasil riset terbaru IdScore di website kita! #IdScore #MyIdScoreMobile #BNPL #riset #industrifinansial #mediagathering
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Is your business ready for growth in the new year? Your credit score could be the key to unlocking new opportunities. A strong credit score makes it easier to secure funding and build strategic partnerships. A weak score, however, can hinder your progress. Don't let this happen. Contact IdScore for expert credit scoring advice and services. #IdScore #CreditBureau #CreditScoring #BusinessFinances #BusinessCreditScore
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Menutup 2024 dengan rasa syukur dan berbagai kenangan. Menatap 2025 dengan optimisme dan harapan. Selamat Tahun Baru 2025 🎆🥳🎉 #IdScore #HappyNewYears2025 #SelamatTahunBaru2025 #CheersTo2025
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What lies beneath the surface of a seemingly legitimate loan application? Uncover the hidden dangers and learn how to identify and mitigate fraud risks. Here are Key Strategies for Lenders to Prevent Fraud 1. Robust Identity Verification o Verify applicants' identities using documents and biometric authentication. o Utilize real-time verification services to confirm information. 2.Advanced Fraud Detection Systems o Employ database or machine learning algorithms to analyze data and identify suspicious patterns. o Monitor customer behavior for anomalies. o Implement real-time monitoring systems. 3. Strong Internal Controls o Segregate duties to prevent collusion. o Conduct regular audits to identify vulnerabilities. o Train employees on fraud prevention and ethical behavior. 4. Strategic Partnerships o Collaborate with credit bureaus and law enforcement to share information and investigate fraud. o Participate in industry associations or data consortia to learn best practices and share insights. By implementing these strategies, lenders can significantly mitigate fraud risks and protect their assets. #Idscore #fraud #fraudprevention #pencegahanfrud #manajemenrisiko #frauddetection
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Semoga cahaya bintang Natal menerangi hidup kita dan membawa kedamaian dan cinta bagi semua. Selamat Natal 🎅🎄 #IdScore #MerryChristmas #Xmas #Natal2024
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Kehangatan dan keakraban mewarnai suasana kunjungan IdScore ke Panti Tresna Werdha Budi Mulia 3, Jakarta Selatan (20/12). Pada kegiatan yang diselenggarakan sebagai program Corporate Social Responsibility (CSR) ini, IdScore berbagi kasih dengan penghuni panti yang antusias menerima kunjungan tim IdScore. Kegiatan ini merupakan bentuk kepedulian sosial IdScore yang dilandasi semangat berbagi, membantu sesama, dan menghargai keberadaan lansia. #IdScore #MyIdScore #CreditBureau #CSR #corporatesocialresponsibility
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Untuk setiap pelukan, curahan kasih sayang, dan dukungan tanpa batas. Selamat hari ibu 💕 #IdScore #Mothersday #Motherslove #SelamathariIbu #Hariibu
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Fraud cases are on the rise as technology evolves. Therefore, it is important for you to increase customer trust and reduce the risk of fraud with layered protection from IdFraud Prevention. Reasons why you should subscribe to IdFraud Prevention services. 1. Fraud detection engine using business rules and predictive machine learning models with artificial intelligent (AI) technology 2. Based on a consortium of credit and non-credit data from various industries 3. Reliable system and infrastructure support: ✅Four environments that support system functionality: development, testing, production, disaster recovery ✅Flexible access through or API-based connections that are directly integrated with loan origination / fraud management system Optimizing efficiency and effectiveness in ✅New facility assessment ✅Existing debtor checking ✅Background checking of prospective employees / partners ✅Assessment of other facilities Protect your business now! Contact IdScore to get the best solution. #IdScore #IdFraudPrevention #FraudPrevention #Fraud
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Recent years have seen a concerning rise in corporate loan fraud. From manipulating financial statements to exploiting vulnerabilities in lending processes, fraudsters are devising increasingly sophisticated schemes to gain access to capital. This not only harms financial institutions but also disrupts the flow of credit to legitimate businesses. In this environment, ensuring accurate and reliable loan assessments is critical. This article explores how combining credit reports with research analysis, along with powerful tools like IdBusiness Report, can empower lenders to make informed decisions and mitigate the risks associated with corporate loan fraud. For a healthy company, access to capital is vital. Banks and financial institutions play a crucial role in providing this capital through corporate loans. However, before approving a loan, creditors have a responsibility to assess the borrower's creditworthiness with unmatched accuracy and efficiency. This article explores two key tools in this process: credit reports and research analysis. Credit Reports: A company's credit report acts like a financial report card. It summarizes past loan repayment history, credit limits, and any delinquency records. This report helps creditors gauge a company's ability to repay a loan on time. What to Analyze in a Credit Report: ▶️Loan Repayment History: Does the company have a good track record of making payments? Past delinquencies can be a red flag. ▶️Credit Utilization: Is the company overextended with debt? A high debt-to-equity ratio can indicate greater financial risk. Research Analysis: Credit reports only offer a snapshot. A comprehensive research analysis is crucial. This involves investigating various factors that may impact a company's ability to repay the loan. Areas to Research: ▶️Financial Performance: Analyze the company's financial statements to assess profitability, cash flow, and solvency. ▶️Industry and Growth Prospects: Is the company operating in a growing or declining industry? Future growth prospects impact a company's ability to generate revenue. ▶️Management: The competency and experience of the company's management team also deserve consideration. Make Faster, More Confident Loan Decisions with IdBusiness Report. The traditional approach to loan assessment is time-consuming and prone to human error. IdBusiness Report streamlines the process by offering a powerful suite of tools specifically designed for corporate loan assessment: ▶️Data Collection and Analysis: Extract key data points from credit reports and financial statements with unparalleled accuracy, saving you valuable time and resources. ▶️Advanced Analytics and Risk Scoring: Leverage sophisticated algorithms specifically tailored for corporate borrowers to assess creditworthiness with superior precision. ▶️Customizable Reporting Dashboards: Gain instant clarity into a company's financial health with clear, concise, and easily customizable reports.