INTELLECTUAL PROPERTY COIN GROUP

The Company will issue / lend IPCs to patent owners; IPC loans are secured by the borrowers underlying patents. These patent-backed loans will be funded at the then-current IPC market price, in an amount not to exceed 25% of the appraised dollar value of the patent collateral and at a term not more than 5 years. IPC loans are an interest bearing and may be paid back in IPCs or an approved cryptocurrency based on market pricing at the time of repayment. One-third of interest paid by borrowers will be distributed quarterly on a prorate basis to all holders of IPCs, with the balance of the proceeds used to fund the company’s operations. IPCs used in loan repayment will be returned to the escrow loan pool.