MEMO FINANCIAL SERVICES

MEMO Financial Services is established in 1986 to provide a high quality money order service in the supermarket and convenience store industry, and grew to become one of the nation's largest money order companies. Today, MEMO Financial Services, Inc. operates in 20 states, representing a diverse group of retailers, including supermarkets, convenience stores, check cashers, university book stores, insurance agents, dollar stores, pharmacies and travel agencies. Through the years, MEMO expanded i... ts product suite to include walk-in bill payment services. To expand its footprint, MEMO established several business subsidiaries to concentrate in specific markets: MEMO Financial Services, Inc., MEMO Financial Services New York, Inc, MEMO Financial Services USA, Inc., and MEMO Financial Services America, Inc. MEMO's warehouse operation was originally established to provide supplies to retailers. In 1996, MEMO expanded its services to include money order dispenser maintenance, a Help Desk, depot equipment service, inventory replenishment, supplies, shipping and receiving. Full-time technicians and a help desk manager are available to assist retailers with technical problems. MEMO continues to research and develop new products and services that provide a profit contribution to the association and assist retailers with providing a one-stop shopping solution for their customers.More