SENIOR HEALTHCARE CONSULTANTS

Senior Healthcare Consultants (SHC), is one division of a five division nationwide marketing organization called RJR Insurance Services, Inc. (formerly called National Group Underwriters, Inc. "NGU") providing senior healthcare supplemental benefits with active business in all 48 contiguous states. Over the last 5 years, in their captive career divisions alone, they have placed new sales premium of over $75,000,000 in insurance products, not including their non-insurance product programs. Whe... n a senior citizen becomes 65 years old they have available to them government health insurance, called Medicare. This health insurance pays a portion of a senior's doctor and hospital bills. However, it leaves up to tens of hundreds of thousands of dollars in potential bills for a senior to pay if they are without a supplemental plan. Hence, our product is an absolute need, which virtually all senior citizens must have.

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