AGROFIDES

We provide two distinct but related services to impact lenders and farmers. Our services include assessing farmers' creditworthiness and offering lenders the opportunity to loan to creditworthy farming operation(s). AgroFides is a business development and capital resourcing partner. We leverage technology and agricultural expertise to assess creditworthiness and support small and medium-scale farmers in developing countries and emerging markets secure capital and services. We assess the credit... worthiness of farmers by addressing the five key components of credit. We evaluate the character of farmers and their seriousness about their farming operation(s). We then assess the capital that the farmers have invested in their farming operation(s). We consider all collateral available for a potential loan. AgroFides consider the borrower's capacity to repay a loan and finally ensure that the condition, that is, the terms of the loans are appropriate. The information from the five Cs is used in developing multiple models making up the FidesScore. We provide the Fides Score to lenders in order to help them identify which farming operation(s) to lend to. What is a Fides Score? The Fides Score is a platform for collecting and analyzing pertinent data about farmers in order to generate a "trust" score for the farmers. The Fides Score is more than an analytical tool; it comprises the process that ensures proper client selection and appropriate loan size to meet farmers' needs and potential.