THE BANK OF KENTUCKY

The Bank of Kentucky, Inc. operates 33 branch locations in the Northern Kentucky counties of Boone, Kenton, Campbell, Grant and Gallatin, and in Downtown Cincinnati. With $1.7 billion in total assets, The Bank of Kentucky is the largest community bank in Northern Kentucky and sixth largest in the Greater Cincinnati Metropolitan Area. It offers a full array of banking products and services to individuals, businesses, municipalities, and non-profit organizations. The Bank was founded in 1990 and is based in Florence, Kentucky. The Bank of Kentucky, Inc. is a subsidiary of Bank of Kentucky Financial Corp. It's stock is listed on NASDAQ under the symbol: BKYF