THE CATO CORPORATION

The Cato Corporation (Cato) is a women’s fashion specialty retailer. As of January 28, 2012, the Company operated 1,288 fashion specialty stores in 31 states, principally in the southeastern United States, under the names Cato, Cato Fashions, Cato Plus, It’s Fashion, It’s Fashion Metro and Versona Accessories. It operates in two segments: stores and Credit. The Company’s stores offer a assortment of on-trend apparel and accessory items in primarily junior/missy, plus sizes, girls sizes 7... to 16, men’s and kids sizes newborn to seven. Its merchandise lines include dressy, career, and casual sportswear, dresses, coats, shoes, lingerie, costume jewelry, handbags, men’s wear and lines for kids and newborns. Its merchandise is sold under its private label and is produced by various vendors in accordance with the Company’s specifications.More