VGM FINANCIAL SERVICES

VGM Financial Services was established in 1991 as the finance source for the VGM Buying Group, a healthcare group purchasing organization, and for VGM Club, a golf course group purchasing organization. Today, VGM Financial Services remains the VGM Group’s exclusive finance partner. In March of 2004, VGM Financial Services was acquired by TCF and operates as a division of TCF National Bank. TCF National Bank is a subsidiary of TCF Financial Corporation (NYSE:TCB), a national bank holding company with over $18 Billion in assets and over 350 bank locations.